Access your account with The Midas Touch®
Regular Account Application (Individual, UTMA, Trust, Corporations or other Entities, Estate) | Apply Online | PDF Application
Individual Retirement Account (Traditional IRA, ROTH IRA, SEP, Transfer, Rollover) | Apply Online | PDF Application
IRA Disclosure Forms
Regular | Initial: $2,000 | Subsequent: $100
UGMA/UTMA | Initial: $2,000 | Subsequent: $100
Education Savings | Initial: $2,000 | Subsequent: $100
Automatic Investment Plan | Initial: $100 | Subsequent: $100
Traditional, Roth IRA | Initial: $2,000 | Subsequent: $100
Spousal, Rollover IRA | Initial: $2,000 | Subsequent: $100
SEP, SIMPLE IRA | Initial: $2,000 | Subsequent: $100
Traditional and SEP-IRA Accounts
Save for retirement and gain tax advantages. Anyone under age 70-½ with earned income can contribute to a traditional IRA, or a Simplified Employee Pension IRA (SEP IRA, a retirement plan specifically designed for, and funded by, self-employed people and small-business owners). Contributions may be tax deductible, and taxes on earnings are deferred until you withdraw funds from the account, so your investments have the opportunity to compound faster.
Roth IRA Accounts
Roth IRA accounts have no mandatory annual distribution requirements, and you can contribute beyond age 70-½. Eligibility depends on income.
SIMPLE IRA Accounts
The Savings Incentive Match Plan for Employees (SIMPLE) plan is devised specifically to help satisfy the needs of small businesses with 100 or fewer employees. SIMPLE plans allow employee contributions and a limited employer contribution.
SIMPLE IRA Accounts | PDF Application | Agreement & Disclosure | FAQs
For more information on IRA Contribution Amounts click here.
Coverdell Education Savings Accounts (ESA)
An education savings account (ESA) is a plan set up and managed by a parent or guardian for a minor. Amounts deposited in the account can grow tax-deferred until distributed, and the child will not owe tax on any withdrawal for qualified primary, secondary and/or higher education expenses.
Education Savings Accounts | PDF Application | Transfer Form | Distribution Form | Agreement & Disclosure | Change of Beneficiary | FAQs
Use this form to give shares from your Midas account as a gift to an individual or a charity. Since the transfer of shares does not result in a sale of securities the donor does not incur a taxable event; however, a gift tax may be applicable.
Uniform Gift/Transfer to a Minor Account Application | Apply Online | PDF Gift Transfer Form